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Funding and Financing

Freddie Mac: C-PACE Financing

Building Sector:

Multifamily Affordable Housing Multifamily Market Rate Housing

Energy Type:

Electricity Gas Solar Water

Financial Incentives:

Loan Mortgage

Administrator

Freddie Mac

Program name

C-PACE

Program summary

Freddie Mac Multifamily can grant consent for Commercial PACE financing from qualifying Commercial PACE programs on loans in its retained portfolio. Additional requirements may apply.

Applicable building size

5 or more residential units.

Opportunity

Freddie Mac may consent to C-PACE financing on those mortgages which Freddie Mac may consider (i) purchasing a mortgage for which C-PACE financing has been obtained, or (ii) approving C-PACE financing on a Mortgage that has been purchased by Freddie Mac, provided the C-PACE program complies with various requirements.

Funding

  • Incentive/funding details. Consent to C-PACE financing from qualifying C-PACE programs.
  • Contract structure. Check with Optigo Lenders for details.
  • Amount (max, min, average). Check with Optigo Lenders for details.
  • Simple payback. Check with Optigo Lenders for details.
  • Tax and balance sheet. Check with Optigo Lenders for details.
  • Pairing with other sources. Check with Optigo Lenders for details.

Process

  • When in the project process an application should be started/completed. C-PACE program must be qualified prior to Freddie Mac multifamily granting consent.
  • Level of effort required. Check with Optigo Lenders for details.
  • Length of time to receive funding. Consent is obtained as part of typical timeline for multifamily financing.
  • Contractor requirements. Check with Optigo Lenders for details.

Additional information

  • Disadvantages. C-PACE program must be qualified prior to Freddie Mac multifamily granting consent for C-PACE financing.
  • Ownership types or organizations are best suited for the program. Property owners looking to acquire or refinance a multifamily property.
  • Program fit for customer. Are acquiring or refinancing a multifamily property and have received or are seeking C-PACE financing

Take action

Visit the Freddie Mac website.

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Questions or Feedback?